What do you get back?

 - you get your money back whatever happens, your deposits are state guaranteed

 - you get absolutely the same interest rate on your money as if you were a bank yourself (ie the so-called interbank rates), with no cut that otherwise your bank would take

 - in addition, and that is the catch, the longer you leave your money with MyOwnBank, you get the profits that otherwise the bank makes with your money

 - ... And that could add up to a couple of hundred and thousands of Euros, Dollars etc each year that otherwise your banker would pocket!

- Your banking profits are paid at the end of each months into your account - which you can monitor online anytime!